Who can give me a bad credit unsecured loan? PLEASE HELP ME!!? - unsecured bank loan with bad credit
Hello! I forwarded it from someone who knew you and I, a problem of the cost of higher education. I am currently in school, and I'm 19th I will start my nursing course soon and I hope I helped, but I'm still falls short of $ 3,500 to attend my courses. I have tried to scholarships and none of them respond back! I have tried to get grants and the same result! Can you help me, a student loan, if a license is issued? I work part time as a bookkeeper. My credit is bad, because when I was 18, my mother dirty my credit card credited to my account, and checking accounts in my name and my bank accounts with checks from overfishing. My credit score is below 530 and I'm slowly building up again. I have no family will co-sign with me because they all have terrible credit. So, because of these circumstances I can not get approved for a loan! I am very reliable and I would be grateful if you PLEASE guide me and tell me what needs to be approved for the loans. Thank you!
Thursday, January 7, 2010
Unsecured Bank Loan With Bad Credit Who Can Give Me A Bad Credit Unsecured Loan? PLEASE HELP ME!!?
6 comments:
You're probably stuck. With the exclusion of warranty, and without good credit, you will find it difficult to convince someone that you and could afford the loan on time. You may need a break from school and you deserve to take money.
You're probably stuck. With the exclusion of warranty, and without good credit, you will find it difficult to convince someone that you and could afford the loan on time. You may need a break from school and you deserve to take money.
If you pay money, you can prosper from your credit union or borrow. To help people. More ... http://www.acreditlibrary.com/prosper.ht and http://luccu.org
Wow. I hated to hear the story of his mother's credit card for brass. That's crazy.
Have you been with the school of their financial aid office? Must be able to help you find sources of funds that are available for you. It will also help to implement. I would recommend you go talk to them. They are paid to get help with funding to go to school.
How to build your credit score back, I can tell you are some tips:
A higher value may have the financial resources and many favorable credit offers. There is no way to increase your creditworthiness. But improvement is possible, containing no matter what your credit history. With patience, time and perseverance, you can create a credit rating that you want.
1. Check your credit report regularly. Correct any incorrect information you find on your credit report as soon as possible. Broken information is a valid reflection of you as a consumer credit.
2. Find out what your credit score is reported on your credit report. You caN get your credit score by contacting a credit bureau such as Equifax, Experian and TransUnion. These credit reporting agencies, you can quickly get your credit score and your credit report for a small fee. Remember, each of the 3 reporting agencies, credit slightly different results.
3. Have as few open credit card accounts as possible. Do not open any new accounts that you do not need. The more accounts you open your lowest score - even if the bill a "zero balance. Why? If you have an account shall be presumed that he could at any time. Therefore, even if it has a zero balance, the account be treated as debt, which you can enter at any time.
4. Try to keep balances of their credit cards as low as possible. The higher the ratio of debt to the balance, the higher your score drop. High balances on your account, your guests can have a negative impact, because it is a higher probability of default.
5. Make all your payments on time. Overdue accounts are listed inour credit report. Normally you have 60 days before it happens. If you can not pay their bills on time, call your creditors as soon as possible to explain the circumstances and to develop a timetable for the payments, you may encounter. If you have trouble paying due to circumstances such as illness or unemployment, submit (in writing) a statement, the credit bureaus. This statement will be added to your credit file. Remember: The earlier you with payment problems, the creditors are more cooperative.
6. Minimize the number of inquiries on your credit file. You can do this by not applying for several credit cards within a short period. Application for new credit accounts only as needed. Each time an inquiry into your credit report, which will appear in the list. You can not lose up to 5 points from your credit score for each survey.
7. If you have bad credit history have to set up new accounts and pay them on time. This leads to a positive credit to you and shows that the act now responsible for debts.
I hope this information is helpful.
Do you have bad credit history still the loan market is full of lenders who are always ready to offer a new loan. But you must meet certain conditions set by lenders. Loans for people with bad credit is actually easier to get then they were always, thanks to fierce competition among lenders. Lenders make loans to people with bad credit arrears, defaults, arrears, judgments by the district court or any other credit problem. These loans are for a specific purpose, such as home improvement is available, purchase a new or used car of their choice for wedding and holiday tour, debt consolidation or tuition for the child.
http://loan--house.blogspot.com/2008/03/bad-credit-loans.html
Every lender in approving loans surely likes to see whether the bad credit borrowers sufficient capacity has to repay the loan on time. If the borrower is well, has regular bank balance, has been working for several years and have a convincing plan for the repayment of loans in place, the lender is generally not liked much. SoMake sure you have enough capacity before the repayment of a loan. In addition, you should first check your credit report for errors. If your credit score is too low then the interest rate would be very high. What you need to pay the debts easily credit score has improved, and then you must apply for a loan at the best prices.
You're probably stuck. With the exclusion of warranty, and without good credit, you will find it difficult to convince someone that you and could afford the loan on time. You may need a break from school and you deserve to take money.
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